For over 20 years, Joe has provided risk management and insurance counsel to companies of all sizes, ranging from start-ups to multinational firms. He is widely recognized for his expertise in the areas of directors and officer’s liability, property and casualty, errors and omissions, trade credit insurance, and workers’ compensation insurance. Joe has been an invited speaker on investor relations and D&O liability insurance for the National Investor Relations Institute (NIRI). He has also spoken on trends in D&O for NASDAQ and has served as an instructor for Woodruff Sawyer’s client educational seminars.