Paul has over 22 years of experience in workers’ compensation and risk management as an account executive, senior underwriter and rating analyst. He joined Woodruff Sawyer in 2003 and relocated from the Bay Area to the Oregon office. Paul provides solutions in program design, integrated disability management, and program benchmarking. As a risk analyst, he is committed to a solution-based sales approach. He maintains close relationships with insurance carriers and service providers while analyzing and recommending alternative risk financing options to clients.
He has a bachelor’s degree in finance from Oregon State University, and is a CPCU.
Oregon’s Governor and state legislature are exploring ways to reduce the deficit through two proposals, either of which could negatively impact businesses. Learn more about House Bill 3022 and the implications that will follow if the state decides to confiscate the loss reserves, otherwise known as “surplus,” from SAIF.
Budgeting for workers’ compensation premium can be challenging for fast-growing employers. If payroll increases significantly over the course of the particular policy term, the annual payroll and premium audit conducted post-expiration could result in a large additional premium bill. Grants of stock shares (otherwise known as Restricted Stock Units or RSUs) can contribute to unplanned increases in the payroll totals, which can create a significant additional cost in the final workers’ compensation premium calculation.