Insights

Zac Overbay Headshot

Zac Overbay

Chief Operating Officer

Zac is responsible for many of Woodruff Sawyer's operational functions in support of its growing national footprint, resources, and industry sectors. A longstanding instructor and author on the topics of insurance claims and risk management, Zac has co-authored insurance education textbooks and has been published in leading industry journals such as Risk Management Magazine, CPCU Journal, and Risk Management Quarterly.

415.402.6537

LinkedIn

Zac Overbay Headshot

Zac Overbay

Chief Operating Officer

Zac is responsible for many of Woodruff Sawyer's operational functions in support of its growing national footprint, resources, and industry sectors. A longstanding instructor and author on the topics of insurance claims and risk management, Zac has co-authored insurance education textbooks and has been published in leading industry journals such as Risk Management Magazine, CPCU Journal, and Risk Management Quarterly.

415.402.6537

LinkedIn

INSIGHTS

INSIGHTS

Considerations In Employee Auto Accidents

The United States Census Bureau estimates that there are in excess of 10,000,000 auto accidents annually in the United States. Employers often wonder what responsibilities they have toward employees involved in auto accidents while using personal automobiles. There really are, after all, some tricky issues to work through.

Claims 101: Carrier, We Have A Problem (Part 1)

Based on our experience, if an issue has matured into a claim that can be submitted to insurance then you should notice the claim. “Noticing” is simply letting the carrier know that a claim has come up—a claim broadly being a written demand for relief.

Preventing Social Engineering Losses

“Social engineering” losses have officially come into corporate prominence, though the term does little to explain the mechanics of these claims. There are many forms of these types of losses, but most involve wrongdoers who impersonate an employee, vendor or customer by phone or email and induce someone within your company to wire funds, purchase equipment or release personal private information.

Pre-work can help you more efficiently manage your claims

Risk managers typically dont have the capacity to invest large amounts of time preparing for a loss that may never occur. But when you reserve a reasonable amount of time to prepare for certain losses that could be damaging to your business, the effort can more than pay for itself in the long run.