Insights

Andy Barrengos Headshot

Andy Barrengos

Chief Executive Officer

CEO Andy Barrengos has been a part of the Woodruff Sawyer team since 1996, and has served as CEO since 2016. Andy leads our firm with a focus on developing our people, delivering outstanding services, tools, and solutions for our clients, and growing the firm in new and existing sectors across our national platform.

415.399.6312

LinkedIn

Cam Dickinson Headshot

R. Cam Dickinson

Senior Vice President, Construction

In addition to providing risk management services to clients, Cam is Manager of Woodruff Sawyer’s Construction Practice. In this role, Cam oversees our client service group and coordinates business development activities.

415.399.6308

LinkedIn

Chad Follmer Headshot

Chad Follmer

Senior Vice President, Healthcare and Life Sciences Practice Leader

Contributor, Property & Casualty

Chad leads the Healthcare Practice at Woodruff Sawyer. His expertise in the healthcare and medical industry includes regulatory risk, data privacy and cyber risks, alternative risk finance structures (captives, RRGs, SIRs and trusts) and risk solutions for ACOs and all forms of coordinate care structures. Chad is a Risk and Insurance Magazine “Power Broker” award recipient, and authors blog features on timely healthcare topics. 

415.399.6384

LinkedIn

Dan Burke Headshot

Dan Burke

Vice President, Cyber Specialist

Contributor, Cyber Liability

With more than 12 years of experience, Dan builds cyber insurance solutions, product enhancements, and client-facing propositions to help expand the company's cyber liability options, while helping clients understand cyber risk. Dan frequently speaks at industry conferences and has been quoted in trade magazines and newsletters, including The Wall Street Journal.

415.402.6514

LinkedIn

Dan Hodges Headshot

Dan Hodges

Senior Vice President, Benefits

Dan brings a uniquely analytical and sophisticated approach to employee benefits and risk management. With over 16 years of consulting experience, Dan has worked with a large cross-section of employers including those in healthcare, not-for-profits, hi-tech, service, and hospitality. In 2010, Dan was honored with the Excellence in Partnership with HR award from the Silicon Valley HR Symposium. His areas of specialization include managing large, multi-state clients as well as outsourced benefit administration.

415.878.2463

LinkedIn

Darren Cartwright Headshot

Darren Cartwright

Senior Vice President, Claims Audit and Consulting Group

Editor, Claims

Darren leads our Claims Audit and Consulting Group, offering expertise in the areas of occupational and non-occupational disabilities, leaves of absence, and workers’ compensation. In addition to his work in saving clients time and money on complex litigated claims and by auditing claim programs, he helps clients implement Integrated Disability Management (IDM) programs and come to understand the true cost of absence.

415.402.6542

LinkedIn

Diane Borden

Private Client Executive

Contributor, Private Client

Diane is co-leader of Woodruff Sawyer’s Private Client Practice, responsible for the strategic development and management of our personal insurance operations. With more than 25 years’ experience serving in underwriting and brokerage roles, Diane’s expertise as a trusted insurance advisor has helped generations of high net-worth individuals and their families design comprehensive personal insurance portfolios geared to their unique lifestyle and risk to loss.

855.738.1115

LinkedIn

Emily Maier Headshot

Emily Maier

Senior Vice President, National Group Leader - M&A Insurance

Editor, Mergers & Acquisitions

Leading Woodruff Sawyers M&A practice, Emily provides consultation to clients seeking to minimize their risks associated with merger and acquisition activity. This includes Representations and Warranties, Tax Opinion Liability, and Litigation Buy-Out coverages. She has worked with both strategic and private equity buyers and sellers over a wide range of transaction sizes and industries, and is a frequent speaker and author on M&A transaction solutions.

949.435.7378

LinkedIn

Jane Njavro Headshot

Jane Njavro

Senior Vice President, Management Liability

Contributor, Management Liability/D&O

Jane specializes in advising clients on the challenges that directors and officers face internationally. Jane places bespoke D&O insurance policies for many high-profile, high-risk, and large market-cap companies domiciled in the US and internationally. She also focuses on providing executive liability solutions directly to non-US companies listed on US exchanges. Jane holds a bachelor's degree in political science from the University of Illinois at Chicago.

415.399.6360

LinkedIn

Jen Scales Headshot

Jen Scales

Vice President, Employee Benefits

Jen leverages 15 years of industry experience to help clients find the right combination of benefits solutions for their employees. As a trusted adviser to start-ups and Fortune 100 companies, she prides herself on listening to the struggles many clients face, learning about their business, and guiding them to a cohesive solution.

415.399.6453

LinkedIn

Kevin Moore Headshot

Kevin Moore

Associate Producer

Kevin focuses on providing customized risk management solutions and information to businesses, and works to build and maintain market relationships toward that end . He's passionate about advocating for clients and representing their needs, from strategic planning to ongoing insurance program management.

925.520.7469

LinkedIn

Kevin Panzera Headshot

Kevin Panzera

Vice President, Private Client Growth Leader

Contributor, Private Client

Kevin co-leads our Private Client Practice to develop growth strategies and solutions to meet the needs of clients. With over 15 years of experience insuring the complex lifestyles, liability, and personal property assets of successful executives, business owners, and families of wealth, Kevin has a proven track record of innovation, production, and strategic leadership in the private client area.
Lauri Floresca Headshot

Lauri Floresca

Senior Vice President, Cyber Liability

Editor, Cyber Liability

Lauri is a widely respected expert and frequent speaker on the issues of directors & officers liability and cyber liability. She has developed her expertise surrounding complex privacy breach claims and innovative Cyber Liability solutions, and has extensive experience placing D&O programs for public companies of all sizes, including NASDAQ 100 and Fortune 500 companies.

415.402.6523

LinkedIn

Luke Parsons Headshot

Luke Parsons

Vice President, Private Equity & Transactional Risk Group

As a Vice President, Luke is skilled in working alongside private equity firms, family offices, alternative asset managers, and their portfolio companies as they seek to invest in or acquire platform and add-on transactions in the lower, core, and upper middle-market. Luke has experience in transactions across industry sectors, including healthcare and life sciences, technology and business services, consumer brands and retail, and niche manufacturing.

415.399.6392

LinkedIn

Priya Huskins Headshot

Priya Cherian Huskins, Esq.

Senior Vice President, D&O

Editor, Management Liability/D&O

Priya is a recognized expert and frequent speaker on D&O liability risk and its mitigation. In addition to consulting on D&O insurance, she counsels clients on corporate governance matters, including ways to reduce their exposure to shareholder lawsuits and regulatory investigations. Priya serves on the board of an S&P 500 public company and a large private company and has an impressive list of publications, speaking engagements, and awards for her influence and expertise in the industry. 

415.402.6527

LinkedIn

Stephen Glazier Headshot

Stephen Glazier

Vice President, Casualty Loss Control Specialist

Stephen has over 16 years of insurance industry experience and 22 years of injury prevention experience. As Casualty Loss Specialist, he provides analysis and strategies to address a wide variety of workers’ compensation and property & casualty issues.

720.593.5409

LinkedIn

Vysali Soundararajan Headshot

Vysali Soundararajan

Corporate Counsel, Associate Vice President

Vysali Soundararajan serves as Corporate Counsel at Woodruff Sawyer. She is a specialist in claims management and advocacy for management liability policies, including Directors & Officers, Employment Practices, Cyber, and Errors & Omissions insurance policies. She advocates on behalf of clients with carriers on all aspects of insurance recovery. She is the author of numerous articles on topics in management liability. Vysali is also an experienced presenter and adjunct faculty on negotiation (RISE Austin) and intellectual property (UT Austin). Vysali was awarded her Masters in Law from the University of California, Berkeley School of Law; her Juris Doctor from the University of Illinois, College of Law; and her Bachelor of Arts from Cornell University. Vysali is a member of both the Texas and California Bar.

415-399-6472

Wade Peterson Headshot

Wade Pederson

Senior Vice President & Partner, Property & Casualty and Management Liability

Wade specializes in property & casualty and management liability exposures for companies in all stages of growth and risk complexities. Wade’s expertise across the spectrum of business risks enables him to take a holistic approach with clients. He manages client relationships and works directly with insurance markets to negotiate and place programs.

415.399.6354

LinkedIn

Zac Overbay Headshot

Zac Overbay

Chief Operating Officer

Zac is responsible for many of Woodruff Sawyer's operational functions in support of its growing national footprint, resources, and industry sectors. A longstanding instructor and author on the topics of insurance claims and risk management, Zac has co-authored insurance education textbooks and has been published in leading industry journals such as Risk Management Magazine, CPCU Journal, and Risk Management Quarterly.

415.402.6537

LinkedIn

Andy Barrengos Headshot

Andy Barrengos

Chief Executive Officer

CEO Andy Barrengos has been a part of the Woodruff Sawyer team since 1996, and has served as CEO since 2016. Andy leads our firm with a focus on developing our people, delivering outstanding services, tools, and solutions for our clients, and growing the firm in new and existing sectors across our national platform.

415.399.6312

LinkedIn

Cam Dickinson Headshot

R. Cam Dickinson

Senior Vice President, Construction

In addition to providing risk management services to clients, Cam is Manager of Woodruff Sawyer’s Construction Practice. In this role, Cam oversees our client service group and coordinates business development activities.

415.399.6308

LinkedIn

Chad Follmer Headshot

Chad Follmer

Senior Vice President, Healthcare and Life Sciences Practice Leader

Contributor, Property & Casualty

Chad leads the Healthcare Practice at Woodruff Sawyer. His expertise in the healthcare and medical industry includes regulatory risk, data privacy and cyber risks, alternative risk finance structures (captives, RRGs, SIRs and trusts) and risk solutions for ACOs and all forms of coordinate care structures. Chad is a Risk and Insurance Magazine “Power Broker” award recipient, and authors blog features on timely healthcare topics. 

415.399.6384

LinkedIn

Dan Burke Headshot

Dan Burke

Vice President, Cyber Specialist

Contributor, Cyber Liability

With more than 12 years of experience, Dan builds cyber insurance solutions, product enhancements, and client-facing propositions to help expand the company's cyber liability options, while helping clients understand cyber risk. Dan frequently speaks at industry conferences and has been quoted in trade magazines and newsletters, including The Wall Street Journal.

415.402.6514

LinkedIn

Dan Hodges Headshot

Dan Hodges

Senior Vice President, Benefits

Dan brings a uniquely analytical and sophisticated approach to employee benefits and risk management. With over 16 years of consulting experience, Dan has worked with a large cross-section of employers including those in healthcare, not-for-profits, hi-tech, service, and hospitality. In 2010, Dan was honored with the Excellence in Partnership with HR award from the Silicon Valley HR Symposium. His areas of specialization include managing large, multi-state clients as well as outsourced benefit administration.

415.878.2463

LinkedIn

Darren Cartwright Headshot

Darren Cartwright

Senior Vice President, Claims Audit and Consulting Group

Editor, Claims

Darren leads our Claims Audit and Consulting Group, offering expertise in the areas of occupational and non-occupational disabilities, leaves of absence, and workers’ compensation. In addition to his work in saving clients time and money on complex litigated claims and by auditing claim programs, he helps clients implement Integrated Disability Management (IDM) programs and come to understand the true cost of absence.

415.402.6542

LinkedIn

Diane Borden

Private Client Executive

Contributor, Private Client

Diane is co-leader of Woodruff Sawyer’s Private Client Practice, responsible for the strategic development and management of our personal insurance operations. With more than 25 years’ experience serving in underwriting and brokerage roles, Diane’s expertise as a trusted insurance advisor has helped generations of high net-worth individuals and their families design comprehensive personal insurance portfolios geared to their unique lifestyle and risk to loss.

855.738.1115

LinkedIn

Emily Maier Headshot

Emily Maier

Senior Vice President, National Group Leader - M&A Insurance

Editor, Mergers & Acquisitions

Leading Woodruff Sawyers M&A practice, Emily provides consultation to clients seeking to minimize their risks associated with merger and acquisition activity. This includes Representations and Warranties, Tax Opinion Liability, and Litigation Buy-Out coverages. She has worked with both strategic and private equity buyers and sellers over a wide range of transaction sizes and industries, and is a frequent speaker and author on M&A transaction solutions.

949.435.7378

LinkedIn

Jane Njavro Headshot

Jane Njavro

Senior Vice President, Management Liability

Contributor, Management Liability/D&O

Jane specializes in advising clients on the challenges that directors and officers face internationally. Jane places bespoke D&O insurance policies for many high-profile, high-risk, and large market-cap companies domiciled in the US and internationally. She also focuses on providing executive liability solutions directly to non-US companies listed on US exchanges. Jane holds a bachelor's degree in political science from the University of Illinois at Chicago.

415.399.6360

LinkedIn

Jen Scales Headshot

Jen Scales

Vice President, Employee Benefits

Jen leverages 15 years of industry experience to help clients find the right combination of benefits solutions for their employees. As a trusted adviser to start-ups and Fortune 100 companies, she prides herself on listening to the struggles many clients face, learning about their business, and guiding them to a cohesive solution.

415.399.6453

LinkedIn

Kevin Moore Headshot

Kevin Moore

Associate Producer

Kevin focuses on providing customized risk management solutions and information to businesses, and works to build and maintain market relationships toward that end . He's passionate about advocating for clients and representing their needs, from strategic planning to ongoing insurance program management.

925.520.7469

LinkedIn

Kevin Panzera Headshot

Kevin Panzera

Vice President, Private Client Growth Leader

Contributor, Private Client

Kevin co-leads our Private Client Practice to develop growth strategies and solutions to meet the needs of clients. With over 15 years of experience insuring the complex lifestyles, liability, and personal property assets of successful executives, business owners, and families of wealth, Kevin has a proven track record of innovation, production, and strategic leadership in the private client area.
Lauri Floresca Headshot

Lauri Floresca

Senior Vice President, Cyber Liability

Editor, Cyber Liability

Lauri is a widely respected expert and frequent speaker on the issues of directors & officers liability and cyber liability. She has developed her expertise surrounding complex privacy breach claims and innovative Cyber Liability solutions, and has extensive experience placing D&O programs for public companies of all sizes, including NASDAQ 100 and Fortune 500 companies.

415.402.6523

LinkedIn

Luke Parsons Headshot

Luke Parsons

Vice President, Private Equity & Transactional Risk Group

As a Vice President, Luke is skilled in working alongside private equity firms, family offices, alternative asset managers, and their portfolio companies as they seek to invest in or acquire platform and add-on transactions in the lower, core, and upper middle-market. Luke has experience in transactions across industry sectors, including healthcare and life sciences, technology and business services, consumer brands and retail, and niche manufacturing.

415.399.6392

LinkedIn

Priya Huskins Headshot

Priya Cherian Huskins, Esq.

Senior Vice President, D&O

Editor, Management Liability/D&O

Priya is a recognized expert and frequent speaker on D&O liability risk and its mitigation. In addition to consulting on D&O insurance, she counsels clients on corporate governance matters, including ways to reduce their exposure to shareholder lawsuits and regulatory investigations. Priya serves on the board of an S&P 500 public company and a large private company and has an impressive list of publications, speaking engagements, and awards for her influence and expertise in the industry. 

415.402.6527

LinkedIn

Stephen Glazier Headshot

Stephen Glazier

Vice President, Casualty Loss Control Specialist

Stephen has over 16 years of insurance industry experience and 22 years of injury prevention experience. As Casualty Loss Specialist, he provides analysis and strategies to address a wide variety of workers’ compensation and property & casualty issues.

720.593.5409

LinkedIn

Vysali Soundararajan Headshot

Vysali Soundararajan

Corporate Counsel, Associate Vice President

Vysali Soundararajan serves as Corporate Counsel at Woodruff Sawyer. She is a specialist in claims management and advocacy for management liability policies, including Directors & Officers, Employment Practices, Cyber, and Errors & Omissions insurance policies. She advocates on behalf of clients with carriers on all aspects of insurance recovery. She is the author of numerous articles on topics in management liability. Vysali is also an experienced presenter and adjunct faculty on negotiation (RISE Austin) and intellectual property (UT Austin). Vysali was awarded her Masters in Law from the University of California, Berkeley School of Law; her Juris Doctor from the University of Illinois, College of Law; and her Bachelor of Arts from Cornell University. Vysali is a member of both the Texas and California Bar.

415-399-6472

Wade Peterson Headshot

Wade Pederson

Senior Vice President & Partner, Property & Casualty and Management Liability

Wade specializes in property & casualty and management liability exposures for companies in all stages of growth and risk complexities. Wade’s expertise across the spectrum of business risks enables him to take a holistic approach with clients. He manages client relationships and works directly with insurance markets to negotiate and place programs.

415.399.6354

LinkedIn

Zac Overbay Headshot

Zac Overbay

Chief Operating Officer

Zac is responsible for many of Woodruff Sawyer's operational functions in support of its growing national footprint, resources, and industry sectors. A longstanding instructor and author on the topics of insurance claims and risk management, Zac has co-authored insurance education textbooks and has been published in leading industry journals such as Risk Management Magazine, CPCU Journal, and Risk Management Quarterly.

415.402.6537

LinkedIn

Gavel on laptop with city in background

INSIGHTS

Gavel on laptop with city in background

INSIGHTS

2018 Another Record Year for Securities Class Actions: By One Case

The year 2018 now holds the 20-year record high for securities class actions filed against issuers of common or preferred stock listed in the United States. The record is now set at 217 suits filed last year–but note that this was just one class action suit more than the 2017 high of 216 cases.

INSIGHTS

Contributor, Management Liability/D&O

INSIGHTS

Why D&O Costs Are Soaring for Foreign Filers

It's a tumultuous time in the D&O insurance market, and foreign filers (companies based outside of the US but listed on a US exchange) are facing unusually steep increases in D&O insurance premiums.

Contributor, Management Liability/D&O

Michelle Smith headshot

INSIGHTS

Michelle Smith headshot

INSIGHTS

Executive Engagement: An Interview with Michele Smith, CFO of Woodland Park Zoo

In early January, we expanded our Women Executive Engagement series to the Pacific Northwest, an evening focusing on female CFOs in Seattle. Another truly inspiring filled with women executives from all sectors: technology, architecture… even the zoo.

Close up image of computer circuit board

INSIGHTS

Contributor, Cyber Liability

Close up image of computer circuit board

INSIGHTS

Hackers in the Cookie Jar: Insurance and Cyber War

Trying to find coverage for the consequences of a cyber incident on non-cyber policies is a gamble. And as silent cyber coverage disappears, it is increasingly important to work with a broker that understands how the fallout of a cyber incident impacts all of your insurance policies.

Contributor, Cyber Liability

Board Member Conflict

INSIGHTS

Editor, Management Liability/D&O

Board Member Conflict

INSIGHTS

How Private Companies Can Avoid Conflicts on the Board

How does a board of a venture capital or private equity-backed company demonstrate that its decisions are being made in the best interest of the common stockholder?

Editor, Management Liability/D&O

Bus on Highway

INSIGHTS

Bus on Highway

INSIGHTS

Could You be Subject to DOT Regulations and Not Know It? (Part 2): Passengers and Payment Type

The FMCSA considers you an operator of a commercial motor vehicle when you operate a vehicle designed to transport more than eight passengers (including the driver) for compensation, or more than 15 passengers (including the driver) for compensation. This means that DOT regulations apply.

Private Equity International CFOs & COOs Forum 2019 promotion

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Private Equity International CFOs & COOs Forum 2019 promotion

INSIGHTS

Private Equity & Cyber Liability 2019: Topics from the PEI Forum

During the recent Private Equity International conference in New York, two things became abundantly clear to those in attendance: Cyber security risks and exposures continue to evolve and new threats are emerging on an almost daily basis in 2019 and CFOs and COOs of private equity firms are growing more aware of not only the risks to their funds, but also their responsibility as stewards of the fund assets to protect those them from the ongoing and emerging threats.

and

INSIGHTS

INSIGHTS

Foreign Voluntary Workers’ Compensation – 5 Things to Know

Foreign Voluntary Workers’ Compensation (FVWC) offers several important coverages to compliment your comprehensive insurance program. Here we’ll address the what, when, where, who, why, and the Woodruff Sawyer claims approach.… More

INSIGHTS

INSIGHTS

District Court Judge in Texas Strikes Down the ACA – But Law Remains In Effect for Now

On Friday, December 14, a federal judge in Texas issued a partial ruling that strikes down the entire Affordable Care Act (ACA) as unconstitutional.… More

INSIGHTS

Editor, Management Liability/D&O

INSIGHTS

D&O versus Reps & Warranties Insurance: The Right Tool for the Job

If you have D&O Insurance, do you need Reps & Warranties Insurance? Mergers and acquisitions are notorious for litigation post-transaction, and these different types of insurance respond to different types of litigation.

Editor, Management Liability/D&O

INSIGHTS

INSIGHTS

IRS Extends Deadline for Furnishing Form 1095, Extends Good-Faith Transition Relief

The Internal Revenue Service (IRS) has released Notice 2018-94, extending the deadline for furnishing 2018 Forms 1095-B and 1095-C to individuals from January 31, 2019 to March 4, 2019, as well as penalty relief for good-faith reporting errors.… More

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Editor, Mergers & Acquisitions

INSIGHTS

Can You Insure Against Buying the Next Enron?

This article first appeared in Bloomberg Law on November 23, 2018

When purchasing a private company, the buyer might think that it is not in need of a representations and warranties insurance (“RWI”) policy if it has directors and officers (“D&O”) insurance.… More

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Editor, Mergers & Acquisitions

INSIGHTS

Contributor, Private Client

INSIGHTS

Protecting Your Home and Your Family From Fire

You can take steps to increase your home’s chances of surviving a wildfire. This includes not only the house itself, but the landscaping around it and seasonal cleaning tasks. If you build a new home or remodel an existing one, know that anything attached to the house (decks, porches, fences, etc.) is considered part of the house when it comes to the way fire behaves.

Contributor, Private Client

P&C Looking Ahead brochure cover image

INSIGHTS

P&C Looking Ahead brochure cover image

INSIGHTS

Looking Ahead: Expert Insights on the 2019 Property & Casualty Market

Property and casualty coverage looks different today than this time last year. In the second annual issue of our P&C Looking Ahead Guide, we'll provide the timely information you need to stay atop industry updates and trends as we move into 2019.

INSIGHTS

Contributor, Cyber Liability

INSIGHTS

Engaging Your Board on Cyber Security: Three Models

As cyber threats to organizations both large and small grow in volume and sophistication, many boards of directors are now looking at how an organization protects its most critical assets.… More

Contributor, Cyber Liability

INSIGHTS

Contributor, Cyber Liability

INSIGHTS

October is National Cybersecurity Awareness Month

Woodruff Sawyer is proud to be a Champion of 2018’s National Cybersecurity Awareness Month (NCSAM). We’ve joined a growing global effort among businesses, government agencies, colleges and universities, nonprofit organizations, and individuals to promote awareness of online safety and privacy.… More

Contributor, Cyber Liability

Plans in Test Tubes

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Editor, Mergers & Acquisitions

Plans in Test Tubes

INSIGHTS

Reps And Warranties Coverage In The Life Sciences Sector

The Life Sciences M&A market shows no sign of slowing down. The 2018 total value of life sciences M&A should once again surpass $200 billion. The lull in biopharma deal-making last year and the passage of US tax reform increase both desire and need for growth by acquisition, via M&A.

and

Editor, Mergers & Acquisitions

Computer servers

INSIGHTS

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Editor, Cyber Liability

Computer servers

INSIGHTS

Cyber Risk: ‘Extremely Pervasive and Growing’ – A Q&A with Cyber Expert Dan Burke

In today’s post, I want to introduce Dan Burke who recently joined Woodruff Sawyer as Vice President and Cyber Specialist, and share with you some of his important insights on cyber risk, the insurance market and where it’s headed.… More

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Editor, Cyber Liability

INSIGHTS

INSIGHTS

Your 2019 Experience Modification Ratings Are About to Change

The Workers’ Compensation Insurance Rating Bureau (WCIRB) has proposed several changes that will become effective on January 1, 2019, and will affect your Experience Modification Rating.… More

INSIGHTS

INSIGHTS

Active Assailant And Workplace Violence: Proactive Risk Management And Insurance Planning

It has long been standard risk management practice in corporate America to plan for emergencies resulting from traditional occurrences such as severe weather, fire or a medical emergency.… More

INSIGHTS

Contributor, Private Client

INSIGHTS

Kids at College…Are They Covered?

While most families can think of at least one thing to worry about while their kids or grandkids are away from home, it’s rarely: Will my insurance cover their belongings or electronic devices if they get stolen? Or: What if they are in a car accident?

Contributor, Private Client

INSIGHTS

INSIGHTS

M&A Disclosure-Only Settlements: Still Happening

Whether plaintiffs can successfully litigate in another forum is often dependent on whether a Delaware forum-selection clause is in effect. But where plaintiffs don’t face that hurdle—either because the company in question doesn’t have a Delaware forum-selection clause or the company decides not to assert it—plaintiffs are motivated to litigate in plaintiff-friendly venues outside Delaware.

Woman using laptop while sitting on floor

INSIGHTS

Woman using laptop while sitting on floor

INSIGHTS

The ‘Everyday’ Business Cyber Threats That Follow You Home

We’re all aware that cyber risk exists. However, we’re more likely aware of cyber threats and attacks at our place of business, and it’s not always obvious how those risks follow us throughout our day.… More

Stack of paperwork on desk

INSIGHTS

Editor, Claims

Stack of paperwork on desk

INSIGHTS

What’s Next? Workers’ Comp Regulatory Changes to Expect in 2017

Another year and another set of changes in the ever-changing world of workers' compensation. The Workers' Compensation Insurance Rating Bureau of California (WCIRB) has recently released new regulatory guidelines to be aware of. The changes you can expect are summarized in this post.

Editor, Claims

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INSIGHTS

Considerations In Employee Auto Accidents

The United States Census Bureau estimates that there are in excess of 10,000,000 auto accidents annually in the United States. Employers often wonder what responsibilities they have toward employees involved in auto accidents while using personal automobiles. There really are, after all, some tricky issues to work through.

INSIGHTS

INSIGHTS

Workers’ Comp for Life Science and Tech Companies: What You Should Know

As costly as workers' compensation insurance is for California employers, you may wonder if it’s really necessary. Legislated in the U.S. in the early 1900s, workers’ compensation insurance is an integral part of state and federal law.

INSIGHTS

INSIGHTS

Why Your Employees Aren’t Getting the Most from Their HSA

According to survey findings, 70 percent of people with health savings accounts (HSAs) don’t understand the full capacity of what it does. Part of this is due to lack of employer communication around the matter. But it seems most employers don’t necessarily know what they’re doing wrong. In this post, I’ll go over two ways to create an effective communication and implementation plan for your HSA, so everyone can get the most from it.