Emanuel Enes

AVP, Complex Claims Consultant

A veteran of the insurance industry for over 30 years, Emanuel is responsible for providing high level property and cargo claim advocacy and consulting services globally. He assists in the implementation of insurance solutions to meet client needs and supports client-facing professionals within the sales team.

eenes@woodruffsawyer.com

415.399.6372

Emanuel Enes

AVP, Complex Claims Consultant

eenes@woodruffsawyer.com

415.399.6372

Bike leaning on storefront along cobblestone street

INSIGHTS

Emanuel Enes

INSIGHTS

How to Approach Property Insurance Claims Related to COVID-19, Protests, and Other Perils

When a business is impacted by an unexpected event like COVID-19, fire, protest, theft, vandalism, or another peril, people are concerned about how their insurance policies will respond.

Emanuel Enes

Best Practices: Making Sense of the Commercial Property Claims Process

Learn about the claims process in plain English and how to expedite the process of filing a property claim.

Concurrent Cause Issues in Insurance: How to Unravel the Language

Concurrent causation is property loss or damage that is the result of two or more causes. If an earthquake leads to flooding that causes property damage, does flood or earthquake coverage apply?

Flood and Water Damage: Which Insurance Policy Do You Turn To?

As experts predict the increased frequency and duration of severe storms throughout the nation due to climate change, property owners are grappling with many questions about flooding.

Property Loss Management: FAQs for Landlords and Tenants

When an incident happens on your commercial property, whether you're a tenant or a landlord, it's time to reach out to your insurance provider.

What to Consider When Making a Property Claim

Catastrophic property claims may be infrequent, but they can negatively affect a client’s operations and earnings. Learn about the property insurance claim process.

Cargo Claims and the War in Ukraine: What You Need to Know

Read more for guidance on what you need to do to file a successful cargo claim as the war in Ukraine continues.

How to Approach Property Insurance Claims Related to COVID-19, Protests, and Other Perils

When a business is impacted by an unexpected event like COVID-19, fire, protest, theft, vandalism, or another peril, people are concerned about how their insurance policies will respond.

Claim Facts: Will Insurance Cover My Company’s Repairs and Refurbishments?

In this Insight, claims expert Emanuel Enes answers some questions about what repairs and refurbishments will be covered by your insurance company.

How Well Do You Understand Your Lease and Insurance Obligations During a Claim?

Once in a while, I come across unique requests from clients (especially those who are real estate developers or owners), where the landlord or the tenant wants to shift insurance obligations in the lease from one to the other. This action can be tricky, because critical lease clauses –if not carefully reviewed by a broker--can cause real problems in the event of a claim.