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INSIGHTS

Looking Ahead: Expert Insights on the 2019 Property & Casualty Market

Property and casualty coverage looks different today than this time last year. In the second annual issue of our P&C Looking Ahead Guide, we'll provide the timely information you need to stay atop industry updates and trends as we move into 2019.

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Compliance Alert: IRS Releases 2020 HSA Contribution Limits and HDHP Deductible and Out-of-Pocket Limits

IRS Releases 2020 HSA Contribution Limits and HDHP Deductible and Out-of-Pocket Limits. Find out what you need to know to stay compliant.

Compliance Alert: Reminder PCORI Fees Due By July 31, 2019

July 31, 2019 is the fee deadline for employers that sponsor self-insured group health plans, including HRAs. In this update you'll find background on the establishment of the PCORI, counting methods, and how fees are determined.

Earthquake Preparedness: Before & After the Event

On this resource page, Woodruff Sawyer provides information to help our clients, families, and colleagues manage an earthquake disaster. Here you will find links to resources that highlight Woodruff Sawyer's expertise as well as useful insurance information.

Corporate Wellness Programs: New Concept or Ancient Advice?

Wellness programs are seen as a way not only to improve the overall health of an organization, but also to lower costs and empower employees to improve their health. Learn about the evolution of the wellness program out of historical achievements from businesses like Kaiser, as well as future opportunities for expanding wellness programs to show an ROI.

Compliance Alert: CMS Extends Transition Relief for Non-Compliant Plans through 2020

On March 25, 2019, the Centers for Medicare & Medicaid Services (CMS) announced a one-year extension to the transition policy (originally announced November 14, 2013 and extended five times since) for individual and small group health plans that allows issuers to continue policies that do not meet ACA standards.

Looking Ahead: The Employee Benefits Landscape in 2019

The broad and complex world of employee benefits keeps getting more interesting—or daunting, depending on your viewpoint. In this annual issue of our Employee Benefits Looking Ahead Guide, we highlight key impact areas for employers in 2019 and provide insights into ways to set up or evolve their programs in light of industry trends and ever-changing market options.

New Flexibility Comes To Woodruff Sawyer: The Workforce Initiative

Woodruff Sawyer has recently renovated and reopened one of our Northern California offices as a kick-off to The Workforce Initiative—an ongoing commitment to examine the work arrangements that best serve Woodruff Sawyer employees, and, in turn, our clients.… More

District Court Judge in Texas Strikes Down the ACA – But Law Remains In Effect for Now

On Friday, December 14, a federal judge in Texas issued a partial ruling that strikes down the entire Affordable Care Act (ACA) as unconstitutional.… More

How Arson Attacks Are Impacting The Habitational Insurance Market

It’s not just labor and materials costs that are rising! With the recent spate of arson attacks in the United States, insurance companies in the frame habitational space have been heavily impacted and are changing their appetite for these placements.… More

IRS Extends Deadline for Furnishing Form 1095, Extends Good-Faith Transition Relief

The Internal Revenue Service (IRS) has released Notice 2018-94, extending the deadline for furnishing 2018 Forms 1095-B and 1095-C to individuals from January 31, 2019 to March 4, 2019, as well as penalty relief for good-faith reporting errors.… More

IRS Announces Inflation Adjusted Health FSA and Commuter Benefit Limits For 2019

The IRS issued Rev. Proc. 2018-57 with the 2019 inflation adjustments to the maximum annual contribution limits for Health FSAs and Commuter Benefits.… More

Massachusetts Employers Must File HIRD Form By November 30th

As part of Massachusetts’ expanded Employer Medical Assistance Contribution (EMAC) program, employers with 6 or more employees in Massachusetts must submit a health insurance responsibility disclosure (HIRD) form annually, which collects information about employer-sponsored health insurance offerings.… More