Insights
It’s not just labor and materials costs that are rising! With the recent spate of arson attacks in the United States, insurance companies in the frame habitational space have been heavily impacted and are changing their appetite for these placements.… More
The Internal Revenue Service (IRS) has released Notice 2018-94, extending the deadline for furnishing 2018 Forms 1095-B and 1095-C to individuals from January 31, 2019 to March 4, 2019, as well as penalty relief for good-faith reporting errors.… More
The IRS issued Rev. Proc. 2018-57 with the 2019 inflation adjustments to the maximum annual contribution limits for Health FSAs and Commuter Benefits.… More
As part of Massachusetts’ expanded Employer Medical Assistance Contribution (EMAC) program, employers with 6 or more employees in Massachusetts must submit a health insurance responsibility disclosure (HIRD) form annually, which collects information about employer-sponsored health insurance offerings.… More
Woodruff Sawyer wants to provide as much information as possible to help our clients, families, and friends manage this disaster.… More
Property and casualty coverage looks different today than this time last year. In the second annual issue of our P&C Looking Ahead Guide, we’ll provide the timely information you need to stay atop industry updates and trends as we move into 2019. … More
In an average year, two hurricanes will make landfall in continental US, each with wind speeds of 74 miles per hour or worse, and the potential for flooding, power outage, traffic disruptions and more.… More
In California, executive officers/owners and members of the board of directors of a wholly owned corporation have the option to waive their rights to workers’ compensation benefits if they have both an employee health benefits and disability policy “comparable” in scope to the California workers’ compensation policy effective July 1, 2018.… More
We’d like you to meet three exemplary women who represent the excellence and caliber of Woodruff Sawyer.… More
The US Department of Labor (DOL) has issued a final rule expanding the opportunity of unrelated employers of all sizes (but particularly small employers) to offer employment-based health insurance through Association Health Plans (AHPs).… More
In Rev. Proc. 2018-34, the IRS released the inflation adjusted amounts for 2019 relevant to determining whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (“ACA’s”) employer shared responsibility provisions and premium tax credit program.… More
The decision to classify workers as employees or independent contractors has traditionally involved the weighing of many factors, some of which are industry specific, before a judgement would be rendered. … More