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INSIGHTS

Looking Ahead: Expert Insights on the 2019 Property & Casualty Market

Property and casualty coverage looks different today than this time last year. In the second annual issue of our P&C Looking Ahead Guide, we'll provide the timely information you need to stay atop industry updates and trends as we move into 2019.

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Woodruff Sawyer: The #1 D&O Insurance Broker For California IPOs

Since 2010, Woodruff Sawyer has been the leader among insurance brokers for California IPOs, covering the market with 298 IPOs and a sizable 34% market share—more than the next 3 brokers combined.

Compliance Alert: Departments Adopt Non-Enforcement Policy on Drug Manufacturer Coupons

In this compliance alert you will find an overview of the FAQ, information on the non-enforcement policy, and insight into the impact on employers.

Where Will InsurTech Have the Most Impact on Brokerages and Insurance Products?

Woodruff Sawyer's Ravi Krishnan discusses the two distinct areas where he sees technology potentially impacting the market most, as well as the five emerging technologies that will enable the growth and adoption of InsurTech.

Compliance Alert: IRS Issues Affordability Percentage Adjustment for 2020

The Internal Revenue Service (IRS) has released Rev. Proc. 2019-29, which contains the inflation adjusted amounts for 2020 used to determine whether employer-sponsored coverage is "affordable" for purposes of the Affordable Care Act’s (ACA) employer shared responsibility provisions and premium tax credit program.

Compliance Alert: IRS Expands HSA Preventive Care Safe Harbor to Include Chronic Conditions

On July 17, 2019, the Internal Revenue Service (IRS) released Notice 2019-45, which expands the definition of preventive care benefits that can be provided by a high deductible health plan (HDHP) to include certain chronic conditions. As guidance in the Notice may be relied upon immediately, this alert covers an overview of it and its projected impact on employers and plan participants.

Earthquake Preparedness: Before & After the Event

On this resource page, Woodruff Sawyer provides information to help our clients, families, and colleagues manage an earthquake disaster. Here you will find links to resources that highlight Woodruff Sawyer's expertise as well as useful insurance information.

Compliance Alert: Executive Order Encourages Transparency in Pricing and Expanding Consumer-Directed Arrangements

On June 24, 2019, President Trump issued an Executive Order intending to develop price and quality transparency initiatives to ensure that healthcare patients can make well-informed decisions about their care.

Compliance Alert: Final Rule Released on Individual Coverage and Excepted Benefit HRAs

In this alert you will find background information and how the Departments' final rule concerning health reimbursement arrangements (HRA) for individual market coverage and excepted health benefits impacts you.

Compliance Alert: IRS Releases 2020 HSA Contribution Limits and HDHP Deductible and Out-of-Pocket Limits

IRS Releases 2020 HSA Contribution Limits and HDHP Deductible and Out-of-Pocket Limits. Find out what you need to know to stay compliant.

Compliance Alert: Reminder PCORI Fees Due By July 31, 2019

July 31, 2019 is the fee deadline for employers that sponsor self-insured group health plans, including HRAs. In this update you'll find background on the establishment of the PCORI, counting methods, and how fees are determined.

Corporate Wellness Programs: New Concept or Ancient Advice?

Wellness programs are seen as a way not only to improve the overall health of an organization, but also to lower costs and empower employees to improve their health. Learn about the evolution of the wellness program out of historical achievements from businesses like Kaiser, as well as future opportunities for expanding wellness programs to show an ROI.

Compliance Alert: CMS Extends Transition Relief for Non-Compliant Plans through 2020

On March 25, 2019, the Centers for Medicare & Medicaid Services (CMS) announced a one-year extension to the transition policy (originally announced November 14, 2013 and extended five times since) for individual and small group health plans that allows issuers to continue policies that do not meet ACA standards.