Captive Insurance

Our Woodruff Sawyer experts can help you determine whether a captive makes sense for your business. 

Property and Casualty

Using Captives as a Risk Financing Strategy

A captive insurance group offers control over insurance, protection from market rate fluctuations, and a way to stabilize your cost of risk over time. But whether you join or form one, it’s not a one-size-fits-all strategy. Our captive experts help you determine whether a captive is right for you. Using an unbiased process, we’ll analyze the feasibility and costs/benefits of a captive for your particular business—and advise you every step of the way if you decide to go the captive route.

construction captive

Industry Focus

Construction Group Captive: Are You a Candidate? 

Some benefits of joining a construction captive include direct access to reinsurance markets, more autonomy in claims management, and improved safety culture. Watch our webinar on ways to think about whether a captive is right for your construction business. 

Our Expertise

  • D&O/ Management Liability

    Safeguarding directors and officers against lawsuits and other liabilities.


  • Property & Casualty

    Aligning your risk management strategy with your overall business strategy.

  • Cyber

    Quantifying your company’s cyber risks and securing the right coverage for data breaches and other cyber incidents.

  • Employee Benefits

    Delivering cost-effective benefits programs that help you attract and retain the best people.

  • Private Client

    Protecting what’s important to you, from treasured collections to the legacy you want to leave behind.