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INSIGHTS

Captives are an Efficient Risk Management Tool For the Right Company

Captive insurance has many far-reaching benefits as a risk management tool and is a growing solution for many companies as part of their overall risk management strategy.

Chris Kakel

The Effect of Your Experience Modification Rating (EMR) on Your Company

Here you'll learn what an Experience Modification Rating (EMR) is, why it's important, and how it can be lowered.

Looking Ahead to 2021: A Guide to Property & Casualty Risk Management and Insurance

In this year's P&C Looking Ahead Guide to 2021, we forecast rate trends and offer actionable steps you can take to mitigate rate increases and coverage restrictions.

Commercial Lines Insurance Market Update for Q3 2020: Prepare for Uncertainty

In this 3rd Quarter Commercial Lines Insurance Market Update, we look at the sources of this uncertainty, from COVID-19 to ransomware, in an effort to help you prepare for increasing premiums and other impacts on your business.

AB 685: COVID-19 Potential Exposure Reporting and OSHA Citation Presumption

Gavin Newsom recently signed Assembly Bill (AB) 685, which sets new requirements for employers to notify their employees and their unions about a potential COVID-19 exposure in the workplace.

CA Governor Newsom Signed SB 1159: Employer Reporting Requirements for Employees with COVID-19 FAQ

On September 17th, Gavin Newsom signed into law Senate Bill 1159, establishing three rebuttable presumption labor codes for employees contracting COVID-19 and puts substantial reporting requirement burdens on employers and claim administrators.

Senate Bill 1159: Reporting and Claims for Employees with COVID-19

Senate Bill 1159 will have major impact on how employers report incidents of COVID-19 infection among their employees and how they file claims.

Getting the Umbrella and Excess Layers Right in a Hard Casualty Insurance Market

The theme of the year is a hardening market. On the casualty side there has been an explosion of large liability claims and reductions in excess liability capacity.

Real Estate Owners Navigate the Hardening Property and Casualty Insurance Market

To help real estate owners during these challenging times, we look to the history of the property and casualty market and the state of rates today.

What’s Ahead for the Surety Market—And What You Can Do About It

You can handle the tightening surety market by understanding underwriting factors and managing your surety relationship, among other tactics.

Commercial Lines Insurance Market Update for Q2 2020: COVID and Riots Make Impact

We've been keeping an eye on trends in every corner of the commercial insurance market, and provide this quarter's fresh analysis for Q2 2020 in our Commercial Lines Insurance Market Update.

Construction Insurance Market Update, Q2 2020

This Construction Insurance Market Update for Q2 can help you establish realistic expectations for your insurance spend on workers' comp, general liability, cyber, and more.

Brace for Impact: Four Types of Employment Claims After COVID-19

Employers need to prepare for the types of employments claims they will deal with as coronavirus restrictions are lifted and businesses resume.