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INSIGHTS

Looking Ahead: Property and Casualty Insurance Trends for 2020

Throughout this comprehensive and third annual guide, our team of P&C experts describe what various industries can expect as they look to 2020 and the insurance solutions that can lessen the blow of a difficult market.

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Catastrophe Buyers Seeking Alternatives in the Alternative Market

In this Insight you'll find elaborations on nomenclature of alternative markets/capital, third-party capital, non-traditional (re)insurance, and the Insurance-Linked Securities (ILS) market.

Insurance Coverage For Power Outage Losses: Protecting Your Business From Blackouts

Is your business covered if your power is deliberately shut off by a public utility for an unspecified length of time? We'll walk through common coverages and how they will respond, and then explore the bespoke solutions available to protect your business from blackouts.

Could You be Subject to DOT Regulations and Not Know It? (Part 3) Hazardous Substances and Placarding; Select Agents and Toxins

This update addresses the confusion around hauling select agents and toxins and the two groupings of substances that you should be aware of.

Where Will InsurTech Have the Most Impact on Brokerages and Insurance Products?

Woodruff Sawyer's Ravi Krishnan discusses the two distinct areas where he sees technology potentially impacting the market most, as well as the five emerging technologies that will enable the growth and adoption of InsurTech.

Alcohol at Company Events: Risk Management Guidelines

When it comes to alcohol at your company sponsored event, you need clear guidelines for how to mitigate your risk as your company celebrates.

The Problem with Storage Tanks: What you Need to Know to Own or Operate

The goal of this article is to provide you with the information you absolutely need to know if you (or your organization) own a storage tank.

How to Build a Better Property Insurance Program in a Tough Market

Over the past seven months, we've seen a hardening in the property insurance market, meaning that rates are increasing. Read more for background on the changing market, how technology can help insureds, and other strategies for achieving better results in a hard market.

Design-Build Contracting: Avoiding Unintended Liability for Design

Dan McLennon discusses the trends of heightened standard of care when designing a building, and how you can set expectations, mind the gap, and mitigate risk.

Disruption in the Property Market: What Years of Catastrophe Mean to You

The disruptions caused by catastrophe can have major impact on business capacity, rates, limits and sublimits, cyber perils, and deductibles. Learn the best strategies for minimizing the damage to your business.

Raiding SAIF Surplus: Not in Oregon’s Best Interest

Oregon's Governor and state legislature are exploring ways to reduce the deficit through two proposals, either of which could negatively impact businesses. Learn more about House Bill 3022 and the implications that will follow if the state decides to confiscate the loss reserves, otherwise known as "surplus," from SAIF.

Could You be Subject to DOT Regulations and Not Know It? (Part 2): Passengers and Payment Type

The FMCSA considers you an operator of a commercial motor vehicle when you operate a vehicle designed to transport more than eight passengers (including the driver) for compensation, or more than 15 passengers (including the driver) for compensation. This means that DOT regulations apply.

Annual OSHA Update: Changes to Electronic Reporting and More

Cal/OSHA announced on February 6 that an advisory committee will convene on May 9 to evaluate electronic submission rules in response to what it sees as a "substantial diminish[ment]" of the federal OSHA rule. The committee hopes to determine how to best "protect the goals" originally sought by the Improve Tracking of Workplace Injuries and Illnesses rule.