Property & Casualty Insights

Mitigating or Preventing Water Damage

Water’s capacity to inflict severe and costly damage looms large over all construction projects. Whether it’s caused by Mother Nature or human error, water damage presents a ubiquitous threat.… More

Celebration Season: Mitigating Risk at Your Company Parties

It’s that time of year for company parties and gatherings. Yet, for employers, the fun comes with a great amount of responsibility and worry.… More

How Arson Attacks Are Impacting The Habitational Insurance Market

It’s not just labor and materials costs that are rising! With the recent spate of arson attacks in the United States, insurance companies in the frame habitational space have been heavily impacted and are changing their appetite for these placements.… More

Looking Ahead: Expert Insights on the 2019 Property & Casualty Market

Property and casualty coverage looks different today than this time last year. In the second annual issue of our P&C Looking Ahead Guide, we'll provide the timely information you need to stay atop industry updates and trends as we move into 2019.

Cal/OSHA Issues Emergency Regulation for Electronic Reporting

On October 18, Cal/OSHA issued a notice of emergency regulation that would require certain employers to electronically submit their summary of recordable work-related injuries and illnesses covering calendar year 2017 to federal OSHA by December 31, 2018.… More

Distracted Driving: How to Reduce Your Risk on the Road with a Few Simple Steps

According to the Centers for Disease Control and Prevention (CDC), nine people are killed and more than 1,000 injured each day due to distracted driving.… More

Telematics in Auto Liability: Keeping an Eye on your Fleet

The auto liability insurance marketplace has become challenging secondary to escalating claim settlements, the epidemic of distracted driving, and to some extent highly publicized crashes and sensational settlement costs.… More

Beware Opting Out Of Workers’ Compensation: Critical Information For Executives and Boards

In California, executive officers/owners and members of the board of directors of a wholly owned corporation have the option to waive their rights to workers’ compensation benefits if they have both an employee health benefits and disability policy “comparable” in scope to the California workers’ compensation policy effective July 1, 2018.… More

Independent Contractor or Employee? Properly Classifying Your Workforce under California Law

The decision to classify workers as employees or independent contractors has traditionally involved the weighing of many factors, some of which are industry specific, before a judgement would be rendered. … More

Walking And Working Surfaces Standard Adoption In California

In May, the California Department of Industrial Relations, Occupational Safety and Health Standards Board, drafted a notice of the intent to adopt the Federal Walking-Working Surfaces standard.… More

Active Assailant And Workplace Violence: Proactive Risk Management And Insurance Planning

It has long been standard risk management practice in corporate America to plan for emergencies resulting from traditional occurrences such as severe weather, fire or a medical emergency.… More

2018 OSHA Update

AB 262 was signed into law by Governor Brown in 2017. The law will require, for public works projects entered into on or after July 1, 2019, that the successful bidder submit an Environmental Product Declaration (EPD) to the awarding agency/authority. By January 1, 2019, the Department of General Services (DGS) will establish and publish in the State Contract Manual the maximum acceptable global warming potential for each category of eligible materials. Eligible materials include: carbon steel rebar, flat glass, wool board insulation and structural steel.