Insights | Property & Casualty

Commercial Lines Insurance Market Update Cover image with laptop

INSIGHTS

The Commercial Insurance Landscape Continues to Evolve: A Q2 2023 Update

The outlook for the commercial lines insurance market remains largely unchanged since the first quarter, with the supply of capital driving pricing behavior in all segments.

John Neuhalfen

Employees Using Their Personal Cars for Work: Which Auto Policy Applies?

Are your employees using their personal vehicles for work-related purposes? You might be surprised to learn that your insurance coverage may not protect them in the event of a collision.

Workplace Violence & Workers’ Compensation: Are You Prepared?

Learn about industries with the highest rates of workplace violence, the type of claims that are and aren’t covered by workers’ comp, and other types of risks employers face.

5 Predictions for the Casualty Insurance Market in 2023: A Mid-Year Update

As we head into the 2023 primary casualty market, find out how rates will change, which types of organizations are exposed, coverage restrictions, and more.

The Commercial Insurance Landscape Continues to Evolve: A Q2 2023 Update

The outlook for the commercial lines insurance market remains largely unchanged since the first quarter, with the supply of capital driving pricing behavior in all segments.

OSHA Requires More Injury and Illness Data from Some Employers

A new Occupational Safety and Health Administration (OSHA) standard will require some employers to report not only 300A data electronically but also 300 log and 301 information for some of their establishments.

Best Practices: Making Sense of the Commercial Property Claims Process

Learn about the claims process in plain English and how to expedite the process of filing a property claim.

Construction Insurance Market Update: Rate Consistency for Most Lines

Despite a slowing economy and continued supply chain issues, rate increases in most lines of coverage are slowing. The exceptions to this are the umbrella and property markets, which continue to experience double-digit increases.

Can Cameras in Fleet Vehicles Lower Your Insurance Premiums?

Some insurance carriers are requiring their policyholders with fleets to have camera-based or other telematics systems in place just to secure coverage. Lower premiums may be the benefit.

Large Deductibles on Property Loss Claims: Understand Your Policy

Learn about the three types of deductibles that commonly appear in commercial property policies, and how they apply to you.

Business Interruption Insurance: Planning for Disaster

Fire claims, water damage claims, and more frequent extreme weather-related disasters have made business interruption (BI) losses more common in the US and around the globe.

How Gig Work is Creating Special Risks in Workers’ Compensation

Employers who contract with gig workers may be shocked to learn that the employer is responsible for a Workers’ Compensation (WC) claim if an injury occurs.

How California OSHA’s Proposed Indoor Heat Illness Prevention Regulations May Affect Employers

Learn about California’s proposed indoor heat illness prevention standard, how it could affect employers, and how the standard is similar to the proposed Federal OSHA standard.