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With the business and regulatory environment becoming more complex in the post Dodd-Frank world, CCOs are expected to deliver better information to help executive management identify and manage organizational risks. 

Employers can play an important role in strengthening the way employees and health care providers interact and make health care decisions. A more informed partnership can lead to better outcomes, higher satisfaction, lower health care costs and improved productivity.

Captive insurance programs trace their roots to the 1950s as an alternative form of risk financing in which the insurance company is owned by its policy holders. The type, size and complexity of Captives continue to grow and have become an increasingly popular means of risk transfer and financial control. The construction industry is reliant on insurance products and risk management for balance sheet protection, but the cyclical nature of insurance and catastrophic risks inherent in construction makes predictability in rates and coverages elusive at best.