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Controlled Insurance Programs (CIPs) have been in existence for over 70 years and their use by both owners and, more recently, general contractors has continued to increase as a vehicle for risk transfer in the construction industry. The passage of anti-indemnity provisions in California effective January 1, 2013 (via SB 474) has also served to make CIPs more attractive to general contractors and government entities. However, despite this long history and relative commonality of coverages, each program is different and if not properly vetted, general contractors and subcontractors alike could be at risk.

The following is our annual Workers Compensation market summary and an update on CalOSHA developments.

As costly as workers' compensation insurance is for California employers, you may wonder if it’s really necessary. Legislated in the U.S. in the early 1900s, workers’ compensation insurance is an integral part of state and federal law.

In the United States, obtaining insurance coverage for human clinical trials is fairly straightforward. However, when these trials are run outside the US, as is done frequently, this insurance becomes a complicated matter, to say the least.

The Terrorism Risk Insurance Program Reauthorization Act was passed through to law after the following sequence of events House Approval: Wednesday, January 7, 2015 Senate Approval: Thursday, January 8, 2015 President Approval: Monday, January 12, 2015