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The Terrorism Risk Insurance Program Reauthorization Act (TRIPRA) will expire on December 31, 2014.

In this post, we’ll look at how to assess cyber exposure for a life science company in order to make more informed decisions about this risk area, and the consequent need (or lack thereof) for cyber coverage.

According to survey findings, 70 percent of people with health savings accounts (HSAs) don’t understand the full capacity of what it does. Part of this is due to lack of employer communication around the matter. But it seems most employers don’t necessarily know what they’re doing wrong. In this post, I’ll go over two ways to create an effective communication and implementation plan for your HSA, so everyone can get the most from it.

In the most direct guidance released to date, the DOL has issued new FAQs that make it clear employers are not permitted to pay for the cost of individual health insurance for employees, even if the payments are made on an after tax basis. The guidance also prohibits employers from providing cash to employees to encourage them to waive the employer’s plan and purchase individual health insurance instead.