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Here you'll learn what an Experience Modification Rating (EMR) is, why it's important, and how it can be lowered.

Most businesses today have outsourced services and handed over their data to third parties in some capacity, but they can’t outsource their cyber risk.

Woodruff Sawyer's Mollie DeHut found her and her family facing evacuation due to wildfire. Read her advice for how to be ready for a wildfire evacuation, including what you need to satisfy insurers should the unthinkable happen and your home be lost.

The SEC’s whistleblower program paid $175 million to 39 people in 2020 and finalized recent amendments to its whistleblower rules.

A typical RWI policy contains several standard exclusions for things like known issues, covenants, and liability arising from pension underfunding and asbestos. However, COVID-19 introduced a new exclusion.

Imagine that you you find out you're being sued for actions you took before a company you sit on the board for was acquired. Further, after being acquired, your company also stopped paying D&O Insurance premiums. You now face litigation and are at serious risk. A "run-off" or a "tail policy," an extension of D&O insurance policies for a period after the normal expiration date, could help you mitigate that risk.

The IRS released Revenue Procedure 2020-45, which maintains the 2020 health FSA salary reduction contribution limit of $2,750 for plan years beginning in 2021. Read more about this, as well as other reminders and adjustments related to commuter benefits, adoption assistance, QSEHRA, and ACA reporting penalties.

Learn about the current pricing dynamics of D&O insurance for SPACs, as well as the main factors D&O insurance underwriters consider when pricing D&O insurance for SPACs.

The pricing of directors and officers (D&O) insurance coverage for the SPAC at its IPO is one area that does not seem to be getting the full level of disclosure.

Multi-factor authentication (MFA) is an increasingly important solution to thwart account compromise attacks, especially when the workforce is remote and gaining access to key corporate networks and applications is vital. 

Reviewing the five types of derivative suits with massive settlements will help you to think about scope of risk, calibrate the amount of Side A insurance you may want to purchase, and understand what steps boards can take to avoid facing high-dollar settlements.

The IRS has extended the deadline for furnishing 2020 Forms 1095-B and 1095-C to individuals. The Notice also provides penalty relief for good-faith reporting errors and suspends the requirement to issue Form 1095-B to individuals, under certain conditions.